Job Title: Senior Insurance Claims Expert (Liability, Property & Contents)

Role Type: Contractor
Location: Remote

Job Summary

We are seeking experienced Senior Insurance Claims Experts to contribute industry expertise to an AI training project focused on real-world insurance claim scenarios. The role involves evaluating auto liability disputes, property and catastrophe damage, and contents claims using video evidence, photographs, aerial imagery, and supporting documentation. Candidates will provide professional claim determinations and clear, well-supported reasoning. Prior AI experience is not required.

Key Responsibilities

1. Review disputed-fault auto claims by analyzing video footage, written statements, and supporting documentation.
2. Assess property and catastrophe-related damage using aerial roof imagery and catastrophe photographs to determine the extent of loss and applicable liability.
3. Evaluate contents claims using photographic evidence and prepare detailed inventories and valuation assessments.
4. Prepare clear, accurate, and well-reasoned claim determination reports consistent with professional insurance adjusting standards.
5. Apply comparative fault principles and liability assessment methods to support defensible claim outcomes.
6. Communicate findings and technical reasoning through concise, professional written reports and feedback.
7. Contribute expert insights to improve the accuracy and reliability of AI-driven insurance claims processing.

Preferred Qualifications

1. At least five years of insurance claims experience, particularly in auto liability, property, catastrophe claims, and contents assessment.
2. An active state adjuster license or relevant professional certifications, such as AIC, CPCU, HAAG, or ACTAR.
3. Demonstrated experience in comparative fault determination and complex liability assessments.
4. Strong ability to interpret video evidence, photographs, aerial imagery, and other claim-related documentation.
5. Excellent written and verbal communication skills, with the ability to explain technical findings clearly.
6. Proven experience preparing detailed claim documentation, damage assessments, and valuation reports.
7. Ability to work independently in a remote environment and use digital tools for evidence review and report submission.

Ideal Candidate Profile

A highly experienced insurance claims professional with strong expertise in liability determination, property damage evaluation, and contents valuation. The ideal candidate demonstrates sound judgment, meticulous documentation skills, and the ability to deliver accurate, evidence-based claim assessments remotely.