Job Description: Senior Commercial Underwriter

Role Type: Part-Time Contractor
Location: Remote – United States and Canada

About the Role

We are seeking experienced Senior Commercial Underwriters to support a customer project requiring expertise in commercial insurance risk assessment, pricing, and quoting.

In this role, you will apply your professional underwriting knowledge to assess commercial risks, evaluate coverage requirements, and make informed decisions based on risk exposure, loss history, and established underwriting principles.

Key Responsibilities

1. Assess commercial insurance risks by reviewing business operations, exposures, and relevant underwriting information.
2. Evaluate risk profiles, loss histories, and coverage requirements to support sound underwriting decisions.
3. Determine appropriate coverage terms, conditions, and pricing based on commercial risk characteristics.
4. Prepare and review commercial insurance quotes, ensuring accuracy and alignment with underwriting guidelines.
5. Identify potential underwriting concerns, coverage gaps, and factors that may affect risk acceptability.
6. Apply professional judgment to complex commercial insurance scenarios and clearly explain underwriting decisions.

Required Qualifications

1. At least 5 years of professional experience in commercial insurance underwriting.
2. Strong hands-on experience assessing, pricing, and quoting commercial insurance risks.
3. Solid understanding of commercial insurance products, coverage structures, and underwriting principles.
4. Experience evaluating loss histories, business exposures, and risk factors.
5. Ability to make well-supported underwriting decisions and communicate the reasoning behind them.
6. Must be based in the United States or Canada.

Engagement Details

• Engagement: Part-time, independent contractor
• Work Arrangement: Fully remote
• Location Eligibility: United States and Canada

Application Process

Candidates will complete a short AI interview focused on their professional experience and commercial underwriting expertise.